Demo Online Banking
Enroll in Online Banking
Log in to Online Banking
Forgot Access ID?

Interest Rates

Personal Accounts  | CDs | Business Accounts

TCB has highly competitive rates on savings accounts and CDs. Rates are subject to change.

 

PERSONAL CHECKING ACCOUNTS                                   Interest Rates               APY 
Interest Checking  0.15%                               0.15% 
Money Market Checking  tiered
less than $1,000 balance 0.15%                              0.15%
$1,000 to $9,999 balance 0.15%                              0.15%
$10,000 to $24,999 balance 0.15%                              0.15%
$25,0000 to $49,999 balance 0.25%                              0.25%
$50,000 balance or more 0.40%                              0.40%

 

PERSONAL SAVINGS ACCOUNTS                                     Interest Rates               APY 
Statement & Passbook Savings  0.20%                              0.20% 
Money Market Savings  tiered
less than $10,000 balance 0.25%                             0.25%
$10,000 to $24,999 balance 0.35%                             0.35%
$25,0000 to $49,999 balance 0.40%                             0.40%
$50,000 to $74,999 balance 0.50%                             0.50%
$75,000 to $249,999 balance 0.60%                             0.60%
$250,000 balance or more 0.75%                             0.75%
Retirement Money Market  tiered
less than $10,000 balance 0.20%                             0.20%
$10,000 to $24,999 balance 0.30%                             0.30%
$25,0000 to $49,999 balance 0.40%                             0.40%
$50,000 balance or more 0.50%                             0.50%

Back to Top

 

 

CDs                                                                                          Interest Rates              APY 
3 month CD  0.30%                         0.30% 
4 month CD (1) 0.50%                         0.50%
4 month CD w/checking (1) 0.75%                         0.75%
6 month CD  0.50%                         0.50% 
1 year CD  0.90%                         0.90% 
2 year CD  .995%                         1.00% 
3 year CD  1.49%                         1.50% 
4 year CD  1.73%                         1.75% 
5 year CD  2.18%                         2.20% 
CDARS                                                                                   Interest Rates              APY 
4 week CD 0.00%                        0.00%
13 week CD 0.00%                        0.00%
26 week CD 0.00%                        0.00%
1 year CD 0.00%                        0.00 %
2 year CD 0.38%                        0.38%
3 year CD 0.65%                        0.65%
5 year CD 1.61%                        1.62%

 

(1) - available only for new accounts opened online ($1,000 minimum initial deposit).

Back to Top

 

 

 BUSINESS CHECKING ACCOUNTS                                   Interest Rates           APY 
Business Interest Checking 0.10%                          0.10%

 

BUSINESS SAVINGS ACCOUNT                                         Interest Rates           APY 
Business Money Market  tiered
less than $1,000 balance 0.00%                          0.00%
$1,000 to $9,999 balance 0.15%                          0.15%
$10,000 to $24,999 balance 0.20%                          0.20%
$25,0000 to $49,999 balance 0.25%                          0.25%
$50,000 to $74,999 balance 0.35%                          0.35%
$75,000 to $249,999 balance 0.50%                          0.50%
$250,000 balance or more 0.55%                          0.55%
Business Regular Savings  0.20%                           0.20% 

Back to Top

 

 

 


APY is the Annual Percentage Yield.
Rates are effective as of  July 21, 2011 and are subject to change. Fees could reduce earnings.
Interest for Personal and Business accounts is compounded and credited monthly.
Interest for CDs and CDARS is compounded daily and credited monthly.
Miminum balance required to earn APY is $1.
A penalty is imposed for early withdrawal on CDs and CDARS.