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Checking

TCB offers checking accounts to meet all your financial needs . See which accounts are for you, and what best they offer (+). You can open and fund the account that you want, online.


 Basic Checking   OPEN  Self-Service Checking    OPEN 
 For Individuals who make few transactions and keep a low balance  For Individuals who make many ATM and internet transactions
+ No minimum balance requirement
Low monthly service charge
+ Free ATM* & internet transactions
No minimum balance requirement
Details

$25 minimum initial deposit, no minimum balance requirement

$3/month service charge

No fees on the first 8 transactions per month, every transaction thereafter is $0.50


Details

$25 minimum initial deposit, no minimum balance requirement

$5/month service charge

No fees on ATM* & internet transactions, no fees on the first 20 checks per month, every check thereafter $0.50, $2 teller transactions

*When using a non-TCB ATM, a fee may be charged by the other institution.  This charge will be described as "Terminal Surcharge" on your statement and the amount may vary.

  Regular Checking   OPEN    Interest Checking   OPEN
 For Individuals who make many transactions and keep a $1,000 balance or more    For Individuals who make many transactions, want to earn interest, and keep a $1,500 balance or more
+ Avoid transaction fees
Avoid monthly service charges

+

Earn interest
Avoid transaction fees
Avoid monthly service charges

 Details $50 minimum initial deposit

No monthly service charge with a daily average balance of $1,000 or more, ($10/month service charge when the daily average balance is less than $1,000)

No transaction fees with a daily average balance of $1,000 or more, ($0.35 per transaction when the daily average balance is less than $1,000)
   Details $50 minimum initial deposit

No monthly service charge with a daily average balance of $1,500 or more, ($10/month service charge when the daily average balance is less than $1,500)

No transaction fees with a daily average balance of $1,500 or more, ($0.35 per transaction when the daily average balance is less than $1,500), INTEREST RATE 

 Money Market Checking   OPEN
 For Individuals who make few transactions, want to earn higher rates of interest, and keep a $1,500 balance or more
+

Earn a higher rate of interest
Avoid monthly service charges
No transaction fees

 Details

$5 minimum initial deposit

No monthly service charge with a daily average balance of $1,500 or more, ($5 monthly service charge when the daily average balance is less than $1,500)

Limited to 3 total transfers by check, draft, or debit card per monthly cycle
Limited to 6 total transfers of any kind per monthly cycle
Unlimited ATM and teller transactions per monthly statement cycle
$25 per transfer over the limits
INTEREST RATES