Checking

TCB offers checking accounts to meet all your financial needs . See which accounts are for you, and what best they offer (+). You can open and fund the account that you want, online.

Basic Checking OPEN

Self-Service Checking OPEN

For

Individuals who make few transactions and keep a low balance

For

Individuals who make many ATM and internet transactions

No minimum balance requirement
Low monthly service charge

Free ATM* & internet transactions
No minimum balance requirement

Details

$25 minimum initial deposit, no minimum balance requirement

$3/month service charge

No fees on the first 8 transactions per month, every transaction thereafter is $0.50

Details

$25 minimum initial deposit, no minimum balance requirement

$5/month service charge

No fees on ATM* & internet transactions, no fees on the first 20 checks per month, every check thereafter $0.50, $2 teller transactions

*When using a non-TCB ATM, a fee may be charged by the other institution. This charge will be described as "Terminal Surcharge" on your statement and the amount may vary.

Regular Checking OPEN

Interest Checking OPEN

For	Individuals who make many transactions and keep a $1,000 balance or more	For	Individuals who make many transactions, want to earn interest, and keep a $1,500 balance or more
+	Avoid transaction fees Avoid monthly service charges	+	Earn interest Avoid transaction fees Avoid monthly service charges
Details	$50 minimum initial deposit No monthly service charge with a daily average balance of $1,000 or more, ($10/month service charge when the daily average balance is less than $1,000) No transaction fees with a daily average balance of $1,000 or more, ($0.35 per transaction when the daily average balance is less than $1,000)	Details	$50 minimum initial deposit No monthly service charge with a daily average balance of $1,500 or more, ($10/month service charge when the daily average balance is less than $1,500) No transaction fees with a daily average balance of $1,500 or more, ($0.35 per transaction when the daily average balance is less than $1,500), INTEREST RATE

Money Market Checking OPEN

For	Individuals who make few transactions, want to earn higher rates of interest, and keep a $1,500 balance or more
+	Earn a higher rate of interest Avoid monthly service charges No transaction fees
Details	$5 minimum initial deposit No monthly service charge with a daily average balance of $1,500 or more, ($5 monthly service charge when the daily average balance is less than $1,500) Limited to 3 total transfers by check, draft, or debit card per monthly cycle Limited to 6 total transfers of any kind per monthly cycle Unlimited ATM and teller transactions per monthly statement cycle $25 per transfer over the limits INTEREST RATES