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Service Fees

Internet/Telephone Banking
Personal Accounts | Mortgages & Personal Lending | Products & Services | Miscellaneous
Business Accounts | Business Lending | Business Products & Services
Miscellaneous Business

TCB offers its premium products and services at an affordable price. We are also upfront with our fees and charges. They are listed below.


INTERNET/TELEPHONE BANKING
Online Banking  free enrollment and service 
     transfers      free
Bill Pay free with Online Banking 
      electronic payments      free
      check payments      free
Telephone Banking  free enrollment and no monthly service fee
     telephone transfers      $2

PERSONAL ACCOUNTS 
Checking Accounts detail
Savings detail
Overdraft/NSF Charge $22
Sustained Overdraft $5/day
Returned Deposited or Cashed Item $8
Copy of Check or Deposit $5
Duplicate Statement $6
Interim Statement $10
Lost Passbook $10
Early Withdrawal Penalty - 1 year CD or less 3 months interest on principal withdrawn

Early Withdrawal Penalty - CD more than 1 year

6 months interest on principal withdrawn

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MORTGAGES & PERSONAL LENDING 
Home Mortgage, Home Refinance (mortages are temporarily unavailable)
Home Equity Loan $300-$500 appraisal (if required), no application fee
Home Equity Line of Credit $300-$500 appraisal (if required), $30/year during draw down period, no application fee
New Auto Loan,  Used Auto Loan, Cash Secured Loan, General Secured Loan, Unsecured Loan no application fee, no processing charge, no service charge

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MORE PRODUCTS & SERVICES 
ATM/Debit Card  free issue, replacement $10 
local branch ATM transaction      free
other domestic ATM transaction      free (may be subject to other bank ATM fee)
international ATM transaction      $5 (may be subject to other bank ATM fee)
debit transaction      free
Personal Checks  starting at $11 
Mail Deposit  free
Money Order $1.00
Bank Check $3.00
Travelers Check 1% of check's value
Travelers Check (Priority Account Holders) free
Incoming Domestic/Foreign Wire  $10
Outgoing Domestic Wire  $20
Outgoing Foreign Wire  $25
Stop Payment $20
Safe Deposit Box starting at $44/year
Notary Public $2

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MISCELLANEOUS FEES 
New account closing within first 30 days $15
Bank research on customer issues $30/hour

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BUSINESS ACCOUNTS 
Business Accounts detail
Overdraft/NSF Charge $22
Returned Deposit or Cashed Item $8
Duplicate Statement $6
Interim Statement $12.50
Check or Deposit Copy $3
Savings Overdraft Transfer $3

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BUSINESS LENDING 
Business Term Loan variable fees
Business Line of Credit variable fees
Commercial Mortgage variable fees
SBA Loan/Line of Credit variable fees

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BUSINESS PRODUCTS & SERVICES 
Business Checks  varies
Stop Payment $25
Incoming Wire Transfer  $10
Incoming Notification  $4
Outgoing Wire Transfer  $14
Assisted Wire Transfer  $25
Merchant Processing varies
Bank Check for Business $7
Night Depository  free
night deposit key replacement $5
Mail Deposit for Business  free
Mail Deposit Return Receipt $1

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MISCELLANEOUS BUSINESS FEES 
Bank research on business issues $30/hour